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Browse mortgage lenders serving New City, New York. Contact information and addresses listed below.
8 agents listed
Updated May 2026
New City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 mortgage lenders in New City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
56 Congers Rd, New City, NY 10956
8453549700
Zev Spitzer at CrossCountry Mortgage
873 NY-45 #107, New City, NY 10956
8456372664
Joseph May at Homebridge Financial Servicing
53B S Main St, New City, NY 10956
8457291606
Jay Reich at CrossCountry Mortgage
873 NY-45 #107, New City, NY 10956
6466683955
Mortgage Industry Consultants
245 N Main St, New City, NY 10956
2124011232
Rick Spears | Prodigy Mortgage Corp
3 Dalewood Ct, New City, NY 10956
8456390400
Chase Home Lending
316 S Main St, New City, NY 10956
9176875437
Chase Home Lending
2 New Hempstead Rd, New City, NY 10956
8458379234
Mortgage lenders in New City, New York help homebuyers and refinancers secure financing for residential properties. New York law requires lenders to follow strict disclosure rules under the New York Banking Law, including providing a Good Faith Estimate of closing costs. Local lenders are familiar with Rockland County property values and can guide you through the state-specific mortgage process.
What Does a Mortgage Lender in New City Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in New City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders may also require additional documentation for self-employed borrowers or those with non-traditional income sources.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 60 days from application to closing. New York law requires a mandatory three-day right of rescission for refinances, which can extend the timeline.
Are there New York-specific mortgage programs for first-time buyers?
Yes, the State of New York Mortgage Agency offers programs like the SONYMA Achieving the Dream mortgage, which provides low down payment options and competitive rates for eligible first-time buyers in New City.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.