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Directory of mortgage lenders in Mt Sinai, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Mt Sinai, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Mt Sinai, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Falino Loan Officer US Mortgage
620 NY-25A suite c, Mt Sinai, NY 11766
6312305834
Chase Home Lending
5499 Nesconset Hwy, Mt Sinai, NY 11766
6313793037
Ed Russo - Mortgage Loan Officer
620 NY-25A, Mt Sinai, NY 11766
6314570670
Gavin Graham - Chase Home Lending Advisor - NMLS ID 38728
5499 Nesconset Hwy, Mt Sinai, NY 11766
6313793037
Mortgage lenders in Mt Sinai, New York help homebuyers and homeowners secure financing for property purchases or refinancing. New York State requires lenders to follow strict licensing rules under the New York Banking Law, including registration with the Nationwide Multistate Licensing System. Local lenders can guide you through specific requirements like mortgage recording tax and escrow accounts common in New York.
What Does a Mortgage Lender in Mt Sinai Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costing about 0.5% of the purchase price. Closing costs in New York can range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mt Sinai?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders may also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances under the Truth in Lending Act.
What is the mortgage recording tax in New York?
New York State and some counties charge a mortgage recording tax when you record a new mortgage. In Suffolk County, the rate is 1.05% of the mortgage amount for most loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.