ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Medford, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Medford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Medford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
2271 NY-112, Medford, NY 11763
6314754550
DE Capital Mortgage
2222 NY-112, Medford, NY 11763
6317582552
Mortgage lenders in Medford New York help homebuyers and homeowners secure financing for residential properties. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local lenders can guide you through the specific documentation and underwriting rules that apply in Suffolk County.
What Does a Mortgage Lender in Medford Cost?
Typical mortgage lender costs in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Medford New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 45 days from application to closing. New York has a mandatory 3-day right of rescission for most refinances under federal law.
What is the minimum down payment for a mortgage in Medford?
Conventional loans often require a minimum 3 percent down payment. FHA loans allow 3.5 percent down, and VA loans may require zero down. New York first-time homebuyer programs can offer additional assistance.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Medford who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.