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Mortgage Lenders in Mamaroneck, NY

Directory of mortgage lenders in Mamaroneck, New York. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Mamaroneck, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage lenders in Mamaroneck, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity Now Inc.
174 E Boston Post Rd, Mamaroneck, NY 10543
2126648900
Trustco Bank
180-190 E Boston Post Rd, Mamaroneck, NY 10543
9147773023
Chase Home Lending
242 Mamaroneck Ave, Mamaroneck, NY 10543
6462320821
Northeast Capital Partners
875 Mamaroneck Ave #401, Mamaroneck, NY 10543
9146983325
new york association of mortgage brokers
501 E Boston Post Rd, Mamaroneck, NY 10543
9143156644
ESMBA
501 E Boston Post Rd # 6, Mamaroneck, NY 10543
8889001602
David Boykin
1444 E Boston Post Rd, Mamaroneck, NY 10543
9145229546

Mortgage lenders in Mamaroneck New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Westchester County property values and the specific requirements for co-ops and condos common in the area.

What Does a Mortgage Lender in Mamaroneck Cost?

Typical mortgage lender costs in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 500 to 1,000 dollars. New York also charges a mortgage recording tax that varies by county, typically 0.5 to 2.0 percent of the loan amount. These costs can total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Mamaroneck New York?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a government-issued ID and a signed application. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days. New York law requires a mandatory 30-day review period for certain loan types. Delays can occur if property title issues or appraisal problems arise.
Are there specific New York mortgage programs for first-time homebuyers?
Yes, New York State offers the SONYMA program for first-time buyers with low down payment options and competitive rates. Local Mamaroneck lenders also participate in FHA and conventional loan programs. Eligibility depends on income and property location.