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2 agents listed
Updated May 2026
Lackawanna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Lackawanna, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KeyBank
703 Ridge Rd, Lackawanna, NY 14218
7168231147
Northwest Bank
1248 Abbott Rd, Lackawanna, NY 14218
7168238225
Mortgage lenders in Lackawanna New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders can guide you through state-specific requirements such as the New York mortgage recording tax and mandatory attorney review of contracts.
What Does a Mortgage Lender in Lackawanna Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. New York also imposes a mortgage recording tax that varies by county. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for a mortgage in Lackawanna New York?
The minimum down payment depends on the loan type. FHA loans require 3.5 percent down, while conventional loans often require 5 percent or more. New York first-time homebuyer programs may offer lower down payment options.
How long does it take to close a mortgage in New York?
A typical mortgage closing in New York takes 45 to 60 days from application. New York law requires a 30-day notice period for the lender to provide final closing documents. Delays can occur due to title searches or appraisal issues.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.