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Find Mortgage Lenders in Ithaca, NY

Looking for a mortgage lender in Ithaca? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Ithaca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 16 mortgage lenders in Ithaca, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Kevin Walsh | NMLS# 1080645
200 Pleasant Grove Rd, Ithaca, NY 14850
3157511989
First Priority Mortgage Inc
2333 N Triphammer Rd #101, Ithaca, NY 14850
6072576767
Brendan Burns, Movement Mortgage
528 W Green St, Ithaca, NY 14850
6077685222
Tompkins Community Bank
775 S Meadow St, Ithaca, NY 14850
6072735600
Beginnings Credit Union - Mortgage Office
1050 Craft Rd, Ithaca, NY 14850
6072578500
Tompkins Community Bank
118 E Seneca St, Ithaca, NY 14850
6072748775
Susan Campbell
528 W Green St, Ithaca, NY 14850
6077438931
Chemung Canal Trust Company
909 Hanshaw Rd, Ithaca, NY 14850
6072572194
TIAA Financial Services
131 E Green St Suite 4, Ithaca, NY 14850
8668423517
Susan Brigola
528 W Green St, Ithaca, NY 14850
7022107528
Ryan Wuerthner - M&T Bank
118 N Tioga St, Ithaca, NY 14850
6072378884
Jason Vollers, Movement Mortgage
528 W Green St, Ithaca, NY 14850
6073270181
Movement Mortgage
528 W Green St, Ithaca, NY 14850
8773141499
Kevin Cartmill
528 W Green St, Ithaca, NY 14850
6072296078
Tioga State Bank Loan Production Office
311 E Green St, Ithaca, NY 14850
8883034872
Mortgage Buy Buy
727 W Court St, Ithaca, NY 14850
6073980001

Mortgage lenders in Ithaca New York help home buyers and refinancing homeowners secure loans for residential properties. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services. Local lenders understand the unique housing market in Tompkins County and can guide you through the state specific closing process.

What Does a Mortgage Lender in Ithaca Cost?

Typical mortgage lender costs in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $800, and title insurance averaging $1,500 to $3,000. New York also charges a mortgage recording tax which varies by county. For Tompkins County the tax is approximately 0.75% of the mortgage amount. These costs are estimates and your actual expenses will depend on your loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ithaca?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders may also require a property survey and title insurance commitment.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York usually takes 45 to 60 days from application to closing. New York requires a mandatory 3-day review period after the lender provides the final Closing Disclosure.
Are there special mortgage programs for first-time home buyers in Ithaca?
Yes, New York offers the State of New York Mortgage Agency (SONYMA) programs for first-time buyers. These programs provide low down payment options and reduced interest rates for qualified buyers in Ithaca.