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Compare mortgage lenders in Islip. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
556 E Main St, Islip, NY 11751
5169714699
Stephen Mikalinis - Chase Home Lending Advisor - NMLS ID 646376
556 E Main St, Islip, NY 11751
5169714699
Mortgage lenders in Islip, New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to be licensed under the New York Banking Law and follow strict disclosure rules. Local lenders understand the Islip real estate market and can guide you through the mortgage process.
What Does a Mortgage Lender in Islip Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 0.5 to 1 percent of the purchase price. Closing costs in New York average 2 to 5 percent of the loan amount. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Islip?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances, which can add time.
What is the minimum down payment for a mortgage in Islip?
Minimum down payments vary by loan type. Conventional loans often require 5 percent down, FHA loans require 3.5 percent, and VA loans may require zero down. New York first-time homebuyer programs may offer assistance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.