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Mortgage Lenders in Holbrook, NY

Looking for a mortgage lender in Holbrook? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Holbrook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in Holbrook, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Bank
4250 Veterans Memorial Hwy, Holbrook, NY 11741
6316300500
Weatherstone Mortgage Corp.
20 Peachtree Ct Suite 101, Holbrook, NY 11741
5163498181
Madison Mortgage - Brendon Luu Lends (Mortgage Broker)
4835 Veterans Memorial Hwy, Holbrook, NY 11741
6315387502
Chase Home Lending
991 Main St, Holbrook, NY 11741
8479126260
Arturo Asselta - Weatherstone Mortgage Corp
20 Peachtree Ct Suite 101, Holbrook, NY 11741
5163498181

Mortgage lenders in Holbrook, New York help home buyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders in Holbrook are familiar with Suffolk County property values and specific New York mortgage recording tax requirements.

What Does a Mortgage Lender in Holbrook Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 0.5 to 1.0 percent of the purchase price. Closing costs in New York generally range from 2 to 5 percent of the loan amount. These costs vary by lender and property type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Holbrook?
You will need proof of income, tax returns, bank statements, and identification. New York lenders also require a property appraisal and a credit check. Gather these documents before applying to speed up the process.
How long does a mortgage application take in New York?
A typical mortgage application in New York takes 30 to 45 days from application to closing. This timeline can vary based on the lender and your financial situation. New York law requires lenders to provide a loan estimate within three business days of your application.
What are the mortgage recording tax rates in New York?
New York imposes a mortgage recording tax on most home loans. In Suffolk County, the rate is 1.05 percent of the mortgage amount for loans under 500,000 dollars. For loans over 500,000 dollars, the rate is 1.30 percent. This tax is paid at closing.