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Showing 2 mortgage lenders in Hewlett, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lightning Funding Inc
1600 Lakeview Dr, Hewlett, NY 11557
5162289424
Chase Home Lending
1304 Broadway, Hewlett, NY 11557
7189263017
What Does a Mortgage Lender in Hewlett Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance ranging from $1,000 to $2,500. Closing costs in New York average 2% to 5% of the purchase price. Additional costs may include attorney fees and recording taxes. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hewlett?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a signed application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day rescission period for refinances. Delays can occur if appraisal or title work takes longer.
Are there first-time home buyer programs in New York?
Yes, New York offers the State of New York Mortgage Agency (SONYMA) program with low down payment options and reduced interest rates. Local Hewett programs may also be available through Nassau County. Eligibility depends on income and purchase price limits.