Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Hempstead, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Esteban Acevedo - Mortgage Loan Officer
252 Peninsula Blvd, Hempstead, NY 11550
9178470847
Chase Mortgage
136 Fulton Ave, Hempstead, NY 11550
5164893920
Crest Mortgage
510 Front St APT 2, Hempstead, NY 11550
5165587144
Home Quest Mortgage
250 Fulton Ave # 420, Hempstead, NY 11550
5164784320
What Does a Mortgage Lender in Hempstead Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. New York also charges a mortgage recording tax which varies by county, generally 0.5 to 1.5 percent of the loan amount. These costs can change based on the lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hempstead New York?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three day right of rescission for refinances after closing.
Are there special mortgage programs for first time home buyers in Hempstead?
Yes, New York offers the State of New York Mortgage Agency or SONYMA program. This program provides low down payment options and competitive rates for qualified first time buyers.