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Showing 3 mortgage lenders in Harrison, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Circle Mortgage Corporation
500 Mamaroneck Ave # 320, Harrison, NY 10528
9144220810
Chase Mortgage
275 Halstead Ave, Harrison, NY 10528
9148351507
Chase Home Lending
302 Halstead Ave, Harrison, NY 10528
7577480334
What Does a Mortgage Lender in Harrison Cost?
Typical costs for a mortgage lender in Harrison, New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $500 to $1,000. You may also pay for a credit report, flood certification, and attorney review. New York mortgage recording tax can add 1.30% or more to closing costs. These figures are estimates and vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Harrison?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders also require a property appraisal and title search.
What is the mortgage recording tax in New York?
New York State imposes a mortgage recording tax when you file your mortgage with the county clerk. In Westchester County, the rate is 1.30% of the mortgage principal for most loans, with additional county and state surcharges.
How long does a mortgage application take in New York?
A standard mortgage application in New York usually takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer than expected.