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Looking for a mortgage lender in Granite Springs? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Granite Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Granite Springs, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James M Minisolo | Fairway Independent Mortgage Corporation Branch Manager
137 Mahopac Ave 1st Floor, Granite Springs, NY 10527
9142325400
David L Kurtz | Fairway Independent Mortgage Corporation Co-Branch Manager
137 Mahopac Ave 1st Floor, Granite Springs, NY 10527
9142325400
Mortgage lenders in Granite Springs New York help homebuyers and homeowners secure financing for residential properties. New York State requires lenders to follow specific licensing rules under the New York Banking Law. Local lenders can guide you through the process and explain state-specific requirements like the mortgage recording tax.
What Does a Mortgage Lender in Granite Springs Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. You may also pay the New York mortgage recording tax which varies by county. These are general estimates and actual costs depend on your loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Granite Springs New York?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a valid government ID and a credit report authorization.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York has a mandatory three-day right of rescission for refinances under federal law.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax when you record a mortgage. In Westchester County where Granite Springs is located the tax is 1.05 percent of the mortgage amount for most loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.