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Browse mortgage lenders serving Floral Park, New York. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Floral Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage lenders in Floral Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Canyon Mortgage - Floral Park
16 Verbena Ave, Floral Park, NY 11001
5165198363
inSpirou Group
87 Covert Ave Suite 1, Floral Park, NY 11001
6468811141
United Mortgages of Amer Inc
24732 Jericho Tpke, Floral Park, NY 11001
5163543030
East Coast Capital Corporation
270 Jericho Tpke # 3, Floral Park, NY 11001
5163586500
Betbanc Inc
99 Tulip Ave # 206, Floral Park, NY 11001
5163263535
Chase Mortgage
15 Verbena Ave, Floral Park, NY 11001
5163557879
Home Funding Llc
110 Jericho Tpke #2, Floral Park, NY 11001
5162161987
Mortgage lenders in Floral Park New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to provide a Loan Estimate within three business days of application and follow strict disclosure rules under General Business Law Article 26-D. Working with a local lender familiar with Nassau County property values and New York State regulations can simplify the mortgage process.
What Does a Mortgage Lender in Floral Park Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees like appraisal (400 to 700 dollars) and title insurance (1,500 to 3,000 dollars). Closing costs in New York often total 2 to 5 percent of the purchase price. State law requires lenders to itemize all fees in the Loan Estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Floral Park?
You typically need pay stubs tax returns bank statements and a government ID. New York lenders also require a completed Uniform Residential Loan Application and may ask for proof of assets and debts.
How long does mortgage approval take in New York?
Initial pre-approval can take one to three days. Full underwriting and closing usually take 30 to 45 days. New York law requires lenders to provide a closing disclosure at least three business days before closing.
Are there special mortgage programs for New York first-time buyers?
Yes the State of New York Mortgage Agency offers the SONYMA program with low down payment options and competitive rates. Floral Park residents may also qualify for local first-time homebuyer grants through Nassau County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.