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Looking for a mortgage lender in Fayetteville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Fayetteville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Fayetteville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The O'Hara Group
110 Limestone Plaza, Fayetteville, NY 13066
3154916088
KeyBank
410 Towne Dr, Fayetteville, NY 13066
3152516200
Mortgage lenders in Fayetteville, New York help homebuyers secure financing for residential properties. New York law requires lenders to follow strict disclosure rules under the New York Banking Law. Local lenders can guide you through the process, including pre-approval and closing steps specific to Onondaga County.
What Does a Mortgage Lender in Fayetteville Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 1,000 dollars. Closing costs in New York often total 2% to 5% of the home price. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fayetteville?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New York lenders may also require a property appraisal and title search. Gather these items before applying to speed up the process.
How long does it take to close a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days. This timeline includes underwriting, appraisal, and legal review. Delays can happen if additional documents are needed.
Are there special mortgage programs for first-time buyers in New York?
Yes, New York offers programs like the State of New York Mortgage Agency (SONYMA) loans. These provide low down payment options and reduced interest rates for eligible buyers. Check with your lender for current availability.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.