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Compare mortgage lenders in Farmingville. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Farmingville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 9 mortgage lenders in Farmingville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Home Capital - Mortgage Lender New York
627 Horseblock Road, Farmingville, NY 11738
6316873510
Insula Capital Group
627 Horseblock Road, Farmingville, NY 11738
8333193517
Home Help
627 Horseblock Road Ste 202, Farmingville, NY 11738
6314294357
Kareem Alexander Baldwin NMLS#26812
627 Horseblock Road, Farmingville, NY 11738
6313947640
Reverse Mortgage Mitch Brand NMLS 66800
118 Overlook Dr, Farmingville, NY 11738
5163538584
Chase Mortgage
2430 N Ocean Ave, Farmingville, NY 11738
6317360700
JIM MISTER MORTGAGE
21 John Dr, Farmingville, NY 11738
6314517400
Daniel Smiles - Mortgage Loan Officer
949 Horseblock Road, Farmingville, NY 11738
6314048937
DE Capital Mortgage
2410 N Ocean Ave, Farmingville, NY 11738
6315858500
Mortgage lenders in Farmingville New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders are familiar with Suffolk County property values and can guide you through the process.
What Does a Mortgage Lender in Farmingville Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Closing costs in New York usually total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Farmingville?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days. New York law requires a mandatory 3-day right of rescission period after signing for refinances.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax based on the loan amount. In Suffolk County the rate is 1.05 percent for loans up to 500000 dollars and 1.30 percent for larger amounts.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.