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Find Mortgage Lenders in Farmingdale, NY

Directory of mortgage lenders in Farmingdale, New York. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Farmingdale, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage lenders in Farmingdale, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Faith Mortgage
399 Conklin St Suite 206, Farmingdale, NY 11735
8882258999
Vinnie DiOrio - Fairway Home Mortgage
105 Conklin St Suite 2, Farmingdale, NY 11735
5162494800
Academy Mortgage Corp.
105 Conklin St, Farmingdale, NY 11735
5162494800
Chase Home Lending
1745 Broadhollow Rd, Farmingdale, NY 11735
6316781331
matchbox LLC
521 Conklin St Suite 200, Farmingdale, NY 11735
8667762824
John Cuccia, NMLS 414051 Mortgage Loan Consultant with Loan Depot
14 Ivy St Apartment 2A, Farmingdale, NY 11735
5162977883

Mortgage lenders in Farmingdale, New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to follow specific licensing rules under the New York Banking Law. Local lenders can guide you through the process from pre-approval to closing.

What Does a Mortgage Lender in Farmingdale Cost?

Typical mortgage lender costs in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs in New York generally total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Farmingdale?
You typically need recent pay stubs, tax returns, bank statements, and photo identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances under certain conditions.
Are there special mortgage programs for New York first-time buyers?
Yes, the State of New York Mortgage Agency offers down payment assistance and low-interest loans for qualified first-time buyers in Farmingdale. These programs have income and purchase price limits.