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Find Mortgage Lenders Near You in Elmont, NY

Directory of mortgage lenders in Elmont, New York. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Elmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Elmont, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
1431 Hempstead Turnpike, Elmont, NY 11003
5166991558
Chase Mortgage
23939 Linden Blvd, Elmont, NY 11003
5162859507
Keith Dunne
238-19 Linden Blvd, Elmont, NY 11003
5166629377
Real Estate Investor Association REIA | Hard Money Lenders New York City
253 Hempstead Turnpike, Elmont, NY 11003
3477063442

Mortgage lenders in Elmont New York help homebuyers secure financing for residential properties. New York State requires mortgage lenders to be licensed by the Department of Financial Services. Local lenders can guide you through the specific requirements for Nassau County property purchases.

What Does a Mortgage Lender in Elmont Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1.0% of the loan amount. Appraisal fees range from 400 to 700. Title insurance and recording fees can add 1500 to 3000. Closing costs in New York usually total 2% to 5% of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Elmont?
You typically need pay stubs tax returns bank statements and photo ID. New York lenders also require a signed application and a credit check authorization.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three day rescission period for refinances but not for purchase mortgages.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax on the loan amount. In Nassau County the tax is 1.05% for loans under 500000 and 1.30% for loans over that amount.