ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in East Rochester. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
East Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in East Rochester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
865 Fairport Rd, East Rochester, NY 14445
9853276211
First Funding
349 W Commercial St #2200, East Rochester, NY 14445
8007774422
Mortgage lenders in East Rochester, New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders can guide you through state-specific rules, such as the New York Mortgage Recording Tax, which varies by county.
What Does a Mortgage Lender in East Rochester Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. The New York Mortgage Recording Tax adds 0.75% to 1.0% of the loan amount. Other costs may include credit report fees and attorney fees. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in East Rochester?
You typically need proof of income, tax returns, bank statements, and identification. New York lenders also require a property appraisal and a credit check to verify your financial history.
How long does it take to close a mortgage in New York?
The standard mortgage closing process in New York usually takes 45 to 60 days. This timeline includes underwriting, appraisal, and legal review, which is required by New York banking regulations.
What is the New York Mortgage Recording Tax?
The Mortgage Recording Tax is a fee paid when a mortgage is recorded in New York. In East Rochester, the rate is typically 0.75% to 1.0% of the loan amount, depending on the county and loan type.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in East Rochester who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.