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Showing 2 mortgage lenders in East Greenbush, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Art Maxon - Mortgage Loan Officer
71 Troy Rd, East Greenbush, NY 12061
5182653138
loanDepot
743 Columbia Turnpike Suite 9, East Greenbush, NY 12061
5184614226
What Does a Mortgage Lender in East Greenbush Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. New York also charges mortgage recording tax, which varies by county and loan size. These are general estimates and actual costs depend on your specific loan and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in East Greenbush?
You typically need pay stubs, tax returns, bank statements, and photo ID. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a 3-day right of rescission for most refinances after closing.
What are the down payment requirements for a home in East Greenbush?
Down payments vary by loan type. Conventional loans may require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. USDA and VA loans may offer zero down payment options.