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Compare mortgage lenders in Chappaqua. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Chappaqua, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Chappaqua, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
417 King St, Chappaqua, NY 10514
9142384441
Community Preservation Corporation
480 Bedford Rd, Chappaqua, NY 10514
9147472570
Mortgage lenders in Chappaqua New York help home buyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the specific housing market in Westchester County and can guide you through the state specific mortgage process.
What Does a Mortgage Lender in Chappaqua Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and closing costs often total 2 to 5 percent of the purchase price. New York also charges a mortgage recording tax which varies by county; in Westchester County the tax is 1.05 percent of the mortgage amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Chappaqua New York?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo identification. New York lenders also require a signed application and a credit check authorization. Self employed borrowers may need additional profit and loss statements.
Are there New York specific mortgage laws I should know about?
Yes New York has a six year statute of limitations for mortgage foreclosure actions. The state also requires mortgage loan originators to be licensed through the Department of Financial Services. Additionally New York law mandates a 90 day pre foreclosure notice before a lender can start a foreclosure.
How long does the mortgage process take in Chappaqua New York?
The typical mortgage process takes 30 to 45 days from application to closing. This timeline can vary based on property type loan program and appraisal scheduling. New York requires a title search and title insurance which can add time to the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.