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Compare Mortgage Lenders in Santa Fe, NM

Browse mortgage lenders serving Santa Fe, New Mexico. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Santa Fe, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Mexico before hiring.
Showing 19 mortgage lenders in Santa Fe, NM Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homewise
1301 Siler Rd Bldg D, Santa Fe, NM 87507
(505) 983-9473 homewise.org
Nations Lending - Santa Fe, NM Branch - NMLS: 2147533
515 Don Gaspar Ave Suite A, Santa Fe, NM 87505
(505) 216-3593 nationslending.com
Robert Morris at Waterstone Mortgage NMLS #492531
417 E Palace Ave, Santa Fe, NM 87501
(505) 780-4921 waterstonemortgage.com
BernaDette Sanchez at Waterstone Mortgage NMLS #1194059
417 E Palace Ave, Santa Fe, NM 87501
(505) 920-0990 waterstonemortgage.com
Sunflower Bank Mortgage Lending
62 Lincoln Ave, Santa Fe, NM 87501
(505) 992-2336 sunflowerbank.com
Barrett Financial Group LLC ( NMLS # 181106) Drew Richman (NMLS #289152)
1228 Osage Ave, Santa Fe, NM 87505
(505) 204-0683 barrettfinancial.com
Michael Hall at Waterstone Mortgage NMLS #210073
417 E Palace Ave, Santa Fe, NM 87501
(505) 263-3333 waterstonemortgage.com
Sandra Claymore at Waterstone Mortgage NMLS #492523
417 E Palace Ave, Santa Fe, NM 87501
(505) 715-0278 waterstonemortgage.com
Brad Gallegos Branch
404 Kiva Ct STE G, Santa Fe, NM 87505
(505) 660-6235 crosscountrymortgage.com
Santa Fe Mortgage Company
459 Cerrillos Rd, Santa Fe, NM 87501
(505) 988-2501 santafemortgage.com
Change Home Mortgage
549 S Guadalupe St #206, Santa Fe, NM 87501
(505) 596-6061 commercehomemortgage.com
Guild Mortgage - Paula Delair
130 Lincoln Ave Ste K, Santa Fe, NM 87501
(505) 660-1988 branches.guildmortgage.com
Cissy Moore at Waterstone Mortgage NMLS #539901
417 E Palace Ave, Santa Fe, NM 87501
(505) 670-3454 waterstonemortgage.com
Waterstone Mortgage Corporation
417 E Palace Ave, Santa Fe, NM 87501
(505) 780-4930 waterstonemortgage.com
Union Home Mortgage
150 Washington Ave Suite 201, Santa Fe, NM 87501
(505) 494-7946 uhm.com
Marita DeVargas - Mortgage Advisor (loanDepot)
150 Washington Ave Ste. 201, #206, Santa Fe, NM 87501
(505) 660-5044 maritadevargas.com
Mortgage Partners
417 E Palace Ave #3, Santa Fe, NM 87501
(505) 660-6575 mortgagepartners-santafe.com
The Mortgage Place
231 Washington Ave, Santa Fe, NM 87501
(505) 986-9080
Guild Mortgage Company
130 Lincoln Ave Ste K, Santa Fe, NM 87501
(505) 296-4747 branches.guildmortgage.com

A mortgage lender in Santa Fe, New Mexico can help you secure financing for a home purchase or refinance. New Mexico law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the unique real estate market in Santa Fe and can guide you through state specific regulations.

What Does a Mortgage Lender in Santa Fe Cost?

Typical costs for a mortgage lender in New Mexico include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Santa Fe?
You typically need pay stubs, tax returns, bank statements, and government issued ID. New Mexico may require additional documentation for certain loan types like USDA or VA loans.
How long does the mortgage process take in New Mexico?
The process usually takes 30 to 45 days from application to closing. New Mexico law allows a three day rescission period after signing for refinances but not for purchase loans.

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