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Directory of mortgage lenders in Woodland Park, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Woodland Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Woodland Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Universal Loans
365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424
Mortgage lenders in Woodland Park New Jersey help home buyers and refinancers secure loans for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand Passaic County property values and can guide you through state-specific regulations like the New Jersey Consumer Protection Act.
What Does a Mortgage Lender in Woodland Park Cost?
Typical costs for a mortgage lender in New Jersey include origination fees of 0.5% to 1% of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 1,500 to 3,000 dollars. Closing costs generally range from 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Woodland Park?
You typically need pay stubs tax returns bank statements and photo ID. New Jersey lenders also require a signed intent to proceed form before charging any fees.
How long does mortgage approval take in New Jersey?
Most approvals take 30 to 45 days from application to closing. New Jersey law allows a three-day rescission period after signing for refinances but not for purchase loans.
Are there special mortgage programs for New Jersey residents?
Yes the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and first-time home buyer programs. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.