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Directory of mortgage lenders in Woodbury, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Woodbury, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Woodbury, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ETG
1007 Mantua Pike, Woodbury, NJ 08096
8005175689
Ashley McGlinsey at CrossCountry Mortgage
1652 Cooper St, Woodbury, NJ 08096
8562036190
Ivana Garcia at CrossCountry Mortgage
1652 Cooper St, Woodbury, NJ 08096
4176057237
Fulton Mortgage Co
100 Park Ave, Woodbury, NJ 08096
8566866809
Mortgage lenders in Woodbury, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Gloucester County property values and New Jersey specific programs like the NJHMFA first-time homebuyer assistance.
What Does a Mortgage Lender in Woodbury Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Woodbury?
You will need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed purchase agreement and a property appraisal.
How long does a mortgage application take in New Jersey?
A typical mortgage application in New Jersey takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
Are there first-time homebuyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Income limits and purchase price caps apply based on county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.