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Directory of mortgage lenders in Westfield, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Westfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage lenders in Westfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Stepek at Guaranteed Rate Affinity (NMLS #28268)
209 Central Ave, Westfield, NJ 07090
9085465641
Lisa Mathews at CrossCountry Mortgage
525 Central Ave # B, Westfield, NJ 07090
9083583359
Joseph Margaritondo-Margo Mortgage
185 Elm St, Westfield, NJ 07090
9083974287
Millenium Home Mortgage LLC
211 N Ave E, Westfield, NJ 07090
9082333383
RJR Mortgage Co LLC
812 Central Ave #4, Westfield, NJ 07090
9082647058
Chase Home Lending
302 E Broad St, Westfield, NJ 07090
7738073222
Aceland Mortgage LLC
251 N Ave W Suite 2 A, Westfield, NJ 07090
8002543150
Mortgage, Bank of America
173 Elm St, Westfield, NJ 07090
9085437928
Jeanne Morgenstern at Guaranteed Rate Affinity (NMLS #588978)
209 Central Ave, Westfield, NJ 07090
2013560571
PNC Mortgage
1 Lincoln Rd, Westfield, NJ 07090
9083176500
Mortgage lenders in Westfield, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Westfield's real estate market and can guide you through New Jersey's unique property tax and title requirements.
What Does a Mortgage Lender in Westfield Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Westfield?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The average mortgage process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if title issues or appraisal problems arise.
What is the New Jersey mortgage recording tax?
New Jersey charges a mortgage recording tax when a mortgage is recorded. The rate is 0.23 percent of the mortgage amount for most residential loans, paid at closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.