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Looking for a mortgage lender in Waretown? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Waretown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Waretown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Len Herbert - Advisors Mortgage Group
461 US-9, Waretown, NJ 08758
7326845771
Advisors Mortgage Group - Waretown
461 US-9, Waretown, NJ 08758
7322923133
Smart Home Mortgage
461 US-9 #2, Waretown, NJ 08758
6403562221
Mortgage lenders in Waretown New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders understand Ocean County market conditions and can guide you through the state-specific mortgage process.
What Does a Mortgage Lender in Waretown Cost?
Typical mortgage lender costs in New Jersey include origination fees of 0.5% to 1% of the loan amount and appraisal fees of $400 to $700. Third-party costs such as title insurance and attorney fees can add $1,500 to $4,000. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. Note that this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waretown New Jersey?
You typically need pay stubs tax returns bank statements and photo ID. New Jersey lenders also require proof of homeowners insurance and a property appraisal. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for refinances. Delays can occur if title issues or appraisal gaps arise.
Are there first-time homebuyer programs in Waretown New Jersey?
Yes the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans. Waretown residents may also qualify for the NJHMFA First-Time Homebuyer Mortgage Program. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.