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Compare mortgage lenders in Upper Montclair. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Upper Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Upper Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Hudak - Chase Home Lending Advisor - NMLS ID 598480
600 Valley Rd, Upper Montclair, NJ 07043
9739805382
Chase Home Lending
600 Valley Rd, Upper Montclair, NJ 07043
9739805382
PNC Mortgage
636 Valley Rd, Upper Montclair, NJ 07043
9735095025
Mortgage lenders in Upper Montclair, New Jersey help home buyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the specific property values and market conditions in Essex County.
What Does a Mortgage Lender in Upper Montclair Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Upper Montclair?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission period for refinances after closing.
Are there first time home buyer programs in New Jersey?
Yes, New Jersey offers the NJHMFA First Generation Homebuyer Program which provides down payment assistance up to 10000 dollars. Upper Montclair buyers may also qualify for local county programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.