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Looking for a mortgage lender in Summit? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steven Luzzi at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
8777731226
PNC Mortgage
517 Springfield Ave, Summit, NJ 07901
9085223440
Chase Home Lending
67-69 Summit Ave, Summit, NJ 07901
9082968104
Jacqueline Koven at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
7323007452
Michael Fattore - Chase Home Lending Advisor - NMLS ID 601221
67-69 Summit Ave, Summit, NJ 07901
9082968104
Mortgage lenders in Summit, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Summit residents benefit from a competitive market with lenders familiar with local property values and Union County regulations.
What Does a Mortgage Lender in Summit Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs in New Jersey usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Summit?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New Jersey?
The average mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law mandates a three-day rescission period for refinances after closing.
Are there first-time home buyer programs in Summit New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Summit residents may also qualify for local Union County programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.