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Looking for a mortgage lender in Stanhope? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Stanhope, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Stanhope, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
32 US-206, Stanhope, NJ 07874
9733479509
Chase Home Lending
80 US-206, Stanhope, NJ 07874
9548647740
Mortgage lenders in Stanhope, New Jersey help homebuyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Stanhope residents often work with local lenders who understand the specific housing market in Sussex County.
What Does a Mortgage Lender in Stanhope Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey usually range from 2% to 5% of the home purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Stanhope?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a credit check and proof of assets. The exact list depends on your loan type and lender requirements.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances. Delays can occur due to appraisal or title issues.
Are there first-time home buyer programs in Stanhope New Jersey?
Yes, New Jersey offers the NJHMFA First-Time Home Buyer Program which provides down payment assistance and lower interest rates. Stanhope residents may also qualify for county-specific programs through Sussex County. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.