Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Spring Lake, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kearny Bank
700 Allaire Rd, Spring Lake, NJ 07762
7329749800
Bogota Savings Bank
510 Warren Ave, Spring Lake, NJ 07762
2018620660
Nick Jacoski
1001 NJ-71 Fl 1 & 2, Spring Lake, NJ 07762
9082356303
PNC Mortgage
405 NJ-71, Spring Lake, NJ 07762
7329744390
Keypoint Mortgage
2025 NJ-71, Spring Lake, NJ 07762
7324493316
What Does a Mortgage Lender in Spring Lake Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually total 2% to 5% of the home price. These amounts vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Spring Lake?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances, which adds a short delay.