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Browse mortgage lenders serving South Plainfield, New Jersey. Contact information and addresses listed below.
8 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage lenders in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alliance Mortgage
900 Oak Tree Ave suite b, South Plainfield, NJ 07080
9082229511
Lava Mortgage Solutions LLC
51 Cragwood Rd Suite 305, South Plainfield, NJ 07080
8483918624
Kwik Mortgage Corporation
1 Cragwood Rd #103a, South Plainfield, NJ 07080
8882517283
Valley Bank
100 Durham Ave, South Plainfield, NJ 07080
9087575868
Homelend Mortgage
1 Cragwood Rd Ste 302, South Plainfield, NJ 07080
9083155714
E&D Finance - Home Mortgage Lender | RR EE
400 Metuchen Rd, South Plainfield, NJ 07080
7323653648
Chase Mortgage
5201 Stelton Rd, South Plainfield, NJ 07080
7325721032
Shreshth Bansal Mortgage Originator
900 Oak Tree Ave suite b, South Plainfield, NJ 07080
9082409153
Mortgage lenders in South Plainfield, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can simplify the process of understanding state-specific regulations and closing procedures.
What Does a Mortgage Lender in South Plainfield Cost?
Typical mortgage lender costs in New Jersey include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in South Plainfield?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a credit check and property appraisal to assess loan eligibility.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type, property condition, and lender workload.
Are there first-time homebuyer programs in South Plainfield?
Yes, New Jersey offers the NJHMFA First-Time Homebuyer Program which provides down payment assistance and lower interest rates. Eligibility depends on income limits and property location within the state.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.