Skip to main content

Find Mortgage Lenders in South Orange Village, NJ

Looking for a mortgage lender in South Orange Village? Review the directory below to compare your options.

3 agents listed
Updated May 2026
South Orange Village, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in South Orange Village, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden Savings Federal Credit Union
15 Scotland Rd, South Orange Village, NJ 07079
9737617090
PNC Mortgage
76 S Orange Ave, South Orange Village, NJ 07079
9732755502
Chase Mortgage
18 S Orange Ave, South Orange Village, NJ 07079
9737633943

Mortgage lenders in South Orange Village New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific property values and market trends in Essex County.

What Does a Mortgage Lender in South Orange Village Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in South Orange Village?
You typically need recent pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance before closing.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. Income limits and purchase price caps apply based on county and household size.
How long does a mortgage closing take in New Jersey?
A standard mortgage closing in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if title issues or appraisal problems arise.