Skip to main content

Mortgage Lenders in South Amboy, NJ

Compare mortgage lenders in South Amboy. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
South Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in South Amboy, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CNJ Insurance Agency
924 US-9 S, South Amboy, NJ 08879
7327073200
Santander Bank Branch
920 US-9, South Amboy, NJ 08879
7327215200
Amboy Bank
100 N Broadway, South Amboy, NJ 08879
7327210187

Mortgage lenders in South Amboy, New Jersey assist homebuyers and homeowners with purchase loans, refinancing, and home equity lines. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth-in-Lending disclosure within three business days of application. Local lenders understand the South Amboy real estate market and can guide you through the state-specific closing process.

What Does a Mortgage Lender in South Amboy Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in South Amboy?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 45 to 60 days from application. This timeline includes underwriting, appraisal, and legal review.
Are there special mortgage programs for first-time buyers in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Many local lenders in South Amboy participate in these programs.