Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage lenders in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dana Ailes - Gateway Mortgage
15 N Gaston Ave, Somerville, NJ 08876
9084090344
Scott Metaxas - Gateway Mortgage
15 N Gaston Ave, Somerville, NJ 08876
9088297610
Gateway Mortgage
15 N Gaston Ave, Somerville, NJ 08876
9084090352
Summit Financial Mortgage
54 Grove St, Somerville, NJ 08876
9082539700
Ashley Furman
50 Division St Suite 202, Somerville, NJ 08876
2015780751
Chase Home Lending
6 S Davenport St, Somerville, NJ 08876
3052139123
Fulton Mortgage Co
Somerville, NJ 08876
9085416471
Mortgage, Bank of America
10 W High St, Somerville, NJ 08876
9083320910
Kelly Nyikita, Movement Mortgage
1031 US-22 Ste 203, Somerville, NJ 08876
2159839444
What Does a Mortgage Lender in Somerville Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $1.75 per $1,000 of the loan. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Somerville New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period after signing for refinances. Delays can occur if additional documentation is needed.