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Find Mortgage Lenders in Sayreville, NJ

Browse mortgage lenders serving Sayreville, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Sayreville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 mortgage lenders in Sayreville, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pamela McClellan Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
(732) 497-9674 mottomortgage.com
Raritan Bay Federal Credit Union
491 Raritan St, Sayreville, NJ 08872
(732) 727-3500 rbfcu.coop
Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
(347) 733-9254 mottomortgage.com
Michael Levine Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
(732) 267-2067 mottomortgage.com

Mortgage lenders in Sayreville, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand Middlesex County market conditions and can guide you through state-specific disclosure requirements.

What Does a Mortgage Lender in Sayreville Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 to $1.75 per $100 of the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sayreville?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal. Requirements vary by loan type and lender.
How long does mortgage approval take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for most refinances. Delays can occur if additional documentation is needed.

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