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Looking for a mortgage lender in Rutherford? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Rutherford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage lenders in Rutherford, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rutherford New Jersey offers a variety of mortgage lender services for home buyers and refinancing. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Local lenders can help you navigate state specific programs like the New Jersey Housing and Mortgage Finance Agency first time home buyer assistance.
What Does a Mortgage Lender in Rutherford Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These numbers can vary based on loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rutherford New Jersey?
You typically need pay stubs, tax returns, bank statements, and photo ID. New Jersey lenders also require a property appraisal and title search as part of the process.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.