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Mortgage Lenders in Rochelle Park, NJ

Compare mortgage lenders in Rochelle Park. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Rochelle Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Rochelle Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hard Money Loan Lenders - Centra Capital Investments
336 W Passaic St #310, Rochelle Park, NJ 07662
8556064999
Miguel Cruz - Mortgage Advisor
201 W Passaic St, Rochelle Park, NJ 07662
2017302010

Mortgage lenders in Rochelle Park New Jersey help home buyers and homeowners secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Bergen County property values and New Jersey specific programs like the NJHMFA first time home buyer assistance.

What Does a Mortgage Lender in Rochelle Park Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage application in Rochelle Park?
You typically need pay stubs, tax returns, bank statements, and a valid ID. New Jersey lenders also require a property appraisal and title search to verify ownership.
How long does a mortgage closing take in New Jersey?
A standard mortgage closing in New Jersey takes 45 to 60 days from application to funding. This timeline includes underwriting, appraisal, and legal review required by state law.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a home buyer education course.