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Find Mortgage Lenders in Pompton Lakes, NJ

Directory of mortgage lenders in Pompton Lakes, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Pompton Lakes, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Pompton Lakes, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TD Bank
1 Wanaque Ave, Pompton Lakes, NJ 07442
9736164470
Valley Bank
516 Wanaque Ave, Pompton Lakes, NJ 07442
9738353000

Mortgage lenders in Pompton Lakes New Jersey help home buyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand Pompton Lakes property values and can guide you through the state specific closing process.

What Does a Mortgage Lender in Pompton Lakes Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Pompton Lakes New Jersey?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require a signed authorization to pull your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances. Delays can occur if property appraisals or title searches take longer.