Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Point Pleasant Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Point Pleasant, NJ
405 Richmond Ave, Point Pleasant Beach, NJ 08742
8007789044
Matthew Pirnik at Rate (NMLS #240391)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7326389072
Ed Brehm at Rate (NMLS #78887)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786
Rich McGowan at Rate (NMLS #1035650)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
9082162837
Rate
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786
What Does a Mortgage Lender in Point Pleasant Beach Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Point Pleasant Beach?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day rescission period after closing for certain loan types.
Are there first-time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income and purchase price limits.