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Looking for a mortgage lender in Pennington? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Pennington, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Pennington, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Mortgage Pennington By Hennig
311 Pennington Rocky Hill Rd, Pennington, NJ 08534
6402055584
Chase Mortgage
795 Denow Rd Bldg A, Pennington, NJ 08534
6097377507
Mortgage lenders in Pennington, New Jersey help homebuyers and homeowners secure financing for property purchases and refinances. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance and follow state-specific disclosure rules. Local lenders understand the Pennington real estate market and can guide you through the entire loan process.
What Does a Mortgage Lender in Pennington Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs in New Jersey generally total 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pennington?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New Jersey lenders also require a valid government ID and a signed authorization to check your credit report.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 45 to 60 days. This timeline can vary based on loan type, property appraisal, and title search requirements.
Are there special mortgage programs for New Jersey first-time homebuyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require homebuyer education courses.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.