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Directory of mortgage lenders in Passaic, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Passaic, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Passaic, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shimi Globman at Rate (NMLS #29708)
258 Main Ave Suite # 3, Passaic, NJ 07055
2015911170
MyCity Payday Loans
113 Passaic Ave, Passaic, NJ 07055
8625005772
PNC Mortgage
405 Van Houten Ave, Passaic, NJ 07055
9734585158
Sender Jacobs at Rate (NMLS #2798915)
258 Main Ave Suite # 3, Passaic, NJ 07055
7322681210
Chase Mortgage
620 Main Ave, Passaic, NJ 07055
9737790301
PNC Mortgage
629 Main Ave, Passaic, NJ 07055
9734585138
Mortgage lenders in Passaic, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can provide insight into Passaic County property values and specific lending programs.
What Does a Mortgage Lender in Passaic Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs generally total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Passaic?
You typically need proof of income, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search as part of the process.
How long does mortgage approval take in New Jersey?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days, depending on the complexity of your application and the lender's workload.
Are there special mortgage programs for New Jersey first-time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.