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Find Mortgage Lenders in Passaic, NJ

Directory of mortgage lenders in Passaic, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Passaic, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 6 mortgage lenders in Passaic, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shimi Globman at Rate (NMLS #29708)
258 Main Ave Suite # 3, Passaic, NJ 07055
(201) 591-1170 rate.com
MyCity Payday Loans
113 Passaic Ave, Passaic, NJ 07055
(862) 500-5772 mycitypaydayloans.com
PNC Mortgage
405 Van Houten Ave, Passaic, NJ 07055
(973) 458-5158 pnc.com
Sender Jacobs at Rate (NMLS #2798915)
258 Main Ave Suite # 3, Passaic, NJ 07055
(732) 268-1210 rate.com
Chase Mortgage
620 Main Ave, Passaic, NJ 07055
(973) 779-0301 chase.com
PNC Mortgage
629 Main Ave, Passaic, NJ 07055
(973) 458-5138 pnc.com

Mortgage lenders in Passaic, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can provide insight into Passaic County property values and specific lending programs.

What Does a Mortgage Lender in Passaic Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs generally total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Passaic?
You typically need proof of income, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search as part of the process.
How long does mortgage approval take in New Jersey?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days, depending on the complexity of your application and the lender's workload.

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