Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Oakland, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
345 Ramapo Valley Rd, Oakland, NJ 07436
2013374125
NJ Lenders Corp.- Mahwah, NJ
21 Franklin Ave, Oakland, NJ 07436
9738900005
Kevin Faren - Mortgage Loan Officer
160 Ramapo Valley Rd, Oakland, NJ 07436
2017395039
What Does a Mortgage Lender in Oakland Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oakland New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders may also ask for proof of homeowners insurance and a property survey.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload. New Jersey law requires a three day right of rescission for refinances.
What is the New Jersey Mortgage Satisfaction Fee?
When you pay off a mortgage in New Jersey, the lender may charge a satisfaction fee, often between 25 and 150 dollars. This fee covers the cost of recording the mortgage release with the county clerk.