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Looking for a mortgage lender in Northvale? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Northvale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Northvale, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trustco Bank
220 Livingston St, Northvale, NJ 07647
2017501501
Berkeley Mortgage
123 Paris Ave D, Northvale, NJ 07647
2016607430
Chase Home Lending
271A Livingston St, Northvale, NJ 07647
4436047437
PNC Mortgage
150 Paris Ave, Northvale, NJ 07647
2017844008
Mortgage lenders in Northvale, New Jersey help homebuyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender familiar with Bergen County property values and New Jersey specific regulations can simplify the loan process.
What Does a Mortgage Lender in Northvale Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary based on loan type, property value, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Northvale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances, which can add a few days.
Are there first time home buyer programs in New Jersey?
Yes, New Jersey offers programs through the New Jersey Housing and Mortgage Finance Agency (NJHMFA). These include down payment assistance and low interest loans for eligible first time buyers in Northvale.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.