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Browse mortgage lenders serving Newton, New Jersey. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Newton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 mortgage lenders in Newton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Bruce Laukaitis Team - Newton, NJ Branch - NMLS: 2521274
55 Trinity St Unit 1, Newton, NJ 07860
9735750097
First Hope Bank
161 Newton Sparta Rd, Newton, NJ 07860
9737298333
Movement Mortgage
28 Trinity St #1, Newton, NJ 07860
8773141499
Rachel Geraci
28 Trinity St #1, Newton, NJ 07860
8453139876
PNC Mortgage
136 Water St, Newton, NJ 07860
9733831165
Chase Mortgage
120 Hampton House Rd, Newton, NJ 07860
9733836434
Victoria Magee Personal Mortgage Adviser at Nations Lending - NMLS: 1418836
55 Trinity St Unit 1, Newton, NJ 07860
8622565842
Mortgage lenders in Newton, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders in Sussex County understand the specific housing market and property tax structures in the area.
What Does a Mortgage Lender in Newton Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Newton?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
Are there first-time homebuyer programs in Newton?
Yes, New Jersey offers the NJHMFA first-time homebuyer program with down payment assistance. Sussex County also has local grants for eligible buyers. Contact a lender to check income limits and property eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.