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Find Mortgage Lenders Near You in New Brunswick, NJ

Looking for a mortgage lender in New Brunswick? Review the directory below to compare your options.

8 agents listed
Updated June 2026
New Brunswick, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 8 mortgage lenders in New Brunswick, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Jersey Community Capital
100 Albany St Suite 250, New Brunswick, NJ 08901
(732) 640-2061 newjerseycommunitycapital.org
Reel men sb hai
90 Paterson St, New Brunswick, NJ 08901
(855) 913-8637 realestatefundingsolutions.com
PNC Mortgage
112 Somerset St, New Brunswick, NJ 08901
(732) 828-0108 pnc.com
Commercial Lending New Brunswick New Jersey
303 George St, New Brunswick, NJ 08901
(732) 479-8168
Chase Mortgage
390 George St, New Brunswick, NJ 08901
(732) 227-0112 chase.com
Crown Funding LLC
41 Bayard St suite 418, New Brunswick, NJ 08901
(732) 253-7323 crownfundingllc.com
Sanjay Gupta - 1492158 - Wells Fargo Home Mortgage
120 Albany St Ste B, New Brunswick, NJ 08901
(732) 489-4661 homeloans.wellsfargo.com
Mortgage, Bank of America
609 Livingston Ave, New Brunswick, NJ 08901
(732) 917-7685 bankofamerica.com

Mortgage lenders in New Brunswick, New Jersey help homebuyers and homeowners secure financing for purchases, refinances, and construction loans. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific property tax rates and home values in Middlesex County, which can affect loan terms.

What Does a Mortgage Lender in New Brunswick Cost?

Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in New Brunswick?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The average mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances, which adds time to the timeline.
What are typical down payment requirements for New Jersey home loans?
Conventional loans often require 3 to 5 percent down. FHA loans allow 3.5 percent down, and VA loans may require zero down. New Jersey first-time homebuyer programs may offer down payment assistance through the New Jersey Housing and Mortgage Finance Agency.

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