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Find Mortgage Lenders in Mt Holly, NJ

Directory of mortgage lenders in Mt Holly, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Mt Holly, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Mt Holly, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
516 High St Ste 5, Mt Holly, NJ 08060
6095181463
Reliable Home Loans By Hennig
100 High St, Mt Holly, NJ 08060
6404000648
Alicia Augustin - Mortgage Loan Officer
510 High St, Mt Holly, NJ 08060
8564251330

Mortgage lenders in Mt Holly, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to follow strict licensing rules under the New Jersey Residential Mortgage Lending Act. Local lenders can guide you through the process and explain state-specific requirements.

What Does a Mortgage Lender in Mt Holly Cost?

Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $300 to $600. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Mt Holly?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances, which adds time.
Are there special mortgage programs for New Jersey home buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Many lenders also offer FHA, VA, and conventional loans.