Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Monmouth Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sea View Mortgage
27 Beach Rd #5a, Monmouth Beach, NJ 07750
7324434859
Gary Fish-SeaView Mortgage
27 Beach Rd #5a, Monmouth Beach, NJ 07750
7325805667
What Does a Mortgage Lender in Monmouth Beach Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Monmouth Beach?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, federal tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to pull your credit report.
How long does a mortgage approval take in New Jersey?
The full mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.
Are there special mortgage programs for first time buyers in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like the FirstHome program with down payment assistance and lower interest rates. These programs have income and purchase price limits that vary by county.