Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Mendham Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Geary at Guaranteed Rate Affinity (NMLS #589283)
106A E Main St, Mendham Township, NJ 07945
9085787161
Marianne Jones at Guaranteed Rate Affinity (NMLS #65355)
106A E Main St, Mendham Township, NJ 07945
9737754332
What Does a Mortgage Lender in Mendham Township Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mendham Township?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance before closing.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law allows a three day right of rescission for refinances under certain conditions.
Are there New Jersey specific mortgage programs available?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and first time home buyer programs. These programs have income limits and require homebuyer education courses.