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Compare Mortgage Lenders in Mendham, NJ

Compare mortgage lenders in Mendham. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Mendham, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Mendham, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hilltop Mortgage Group
8 E Main St, Mendham, NJ 07945
8622593250
Chase Mortgage
98 E Main St, Mendham, NJ 07945
9738136034

Mortgage lenders in Mendham, New Jersey assist homebuyers and homeowners with purchase loans, refinancing, and home equity lines. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Local lenders understand Morris County property values and can guide you through state specific programs like the NJHMFA first time homebuyer assistance.

What Does a Mortgage Lender in Mendham Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Mendham?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search. Gather these documents early to speed up the process.
How long does mortgage approval take in New Jersey?
Mortgage approval in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender will provide a timeline based on your specific loan type.
Are there special mortgage programs for New Jersey residents?
Yes, New Jersey offers programs through the New Jersey Housing and Mortgage Finance Agency (NJHMFA). These include down payment assistance for first time buyers and loans for veterans and teachers. Check with your lender to see if you qualify.