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Mortgage Lenders in Manahawkin, NJ

Looking for a mortgage lender in Manahawkin? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Manahawkin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Manahawkin, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Informed Mortgage LLC
799 NJ-72 E, Manahawkin, NJ 08050
6095970007
Sandbar Fund
712 E Bay Ave Suite 21B, Manahawkin, NJ 08050
6098483267
Chase Mortgage
447 Martin Truex Jr Blvd, Manahawkin, NJ 08050
6095971467
Ron Casaletto - Gateway Mortgage
697 Mill Creek Rd STE 9, Manahawkin, NJ 08050
8564529123

Mortgage lenders in Manahawkin New Jersey help home buyers and homeowners secure financing for residential properties. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the unique housing market in Ocean County and can guide you through the loan process.

What Does a Mortgage Lender in Manahawkin Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in New Jersey often total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Manahawkin?
You typically need pay stubs, tax returns, bank statements, and proof of employment. New Jersey lenders also require a credit check and property appraisal. Gather these documents before you start your application.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and property condition. Your lender will provide a Loan Estimate within three business days of your application.
Are there first time home buyer programs in New Jersey?
Yes, New Jersey offers first time home buyer programs through the New Jersey Housing and Mortgage Finance Agency. These programs provide down payment assistance and lower interest rates. Eligibility depends on income and purchase price limits.