Find Mortgage Lenders Near You in Madison, NJ
Directory of mortgage lenders in Madison, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 10 mortgage lenders in Madison, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Madison Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Madison New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New Jersey lenders also require a valid photo ID and your Social Security number. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage approval take in New Jersey?
A standard mortgage approval in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission period for refinances. Delays can occur if appraisals or title searches take longer.